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42 CUMMING STREET, St. Catharines (Western Hill) — listed at $499,000. Earn buyer cashback at closing. No catches, just more money in your pocket.
Fantastic Turnkey Duplex in Desirable West St. Catharines! Attention investors and first time buyers! This versatile, well-maintained duplex offers incredible potential in a highly sought-after West St. Catharines neighbourhood. The spacious main floor unit features 2 comfortable bedrooms, living room and a lower level family room with direct access to a fully fenced backyard-perfect for pets, kids, or summer entertaining. Living room, bedrooms have hardwood flooring. The bright upper apartment boasts 2 bedrooms plus a small loft space that can easily serve as a play area or storage. Worry-Free Exterior: Outfitted with a durable, long-lasting metal roof and vinyl siding. Enjoy your morning coffee on the charming front porch, and make use of the handy backyard storage shed. Prime Location: Situated in a great West End neighbourhood close to local amenities, transit, and highway access. Whether you're looking to add a reliable income property to your portfolio or live in one unit while renting out the other to pay your mortgage, this property is a must see! (id:60164)
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Second level | 4.87 x 2.74 meters |
| Bedroom | Second level | 3.38 x 3.23 meters |
| Bedroom 2 | Second level | 3.01 x 2.75 meters |
| Loft | Second level | 2.75 x 1.2 meters |
| Bedroom | Ground level | 2.74 x 3.66 meters |
| Bedroom 2 | Ground level | 2.74 x 3.35 meters |
| Living room | Ground level | 3.8 x 3.96 meters |
| Kitchen | Ground level | 3.04 x 3.65 meters |
| Family room | Lower level | 6 x 2.6 meters |
What's the parking situation?+
This property includes 2 spaces — No Garage.
How is the home heated? Is it efficient?+
Heating is forced air, natural gas. Gas heating is generally the most cost-efficient option in Ontario winters.
Is 42 CUMMING STREET a good fit for a growing family?+
With 4 bedrooms and 2 bathrooms, there's room for kids plus a guest room or home office. The 1.5-storey layout keeps living and sleeping areas separated.
Does it have a basement, and is it finished?+
Yes — Partially finished, Partial. A finished basement adds meaningful living space beyond the listed square footage.
Is this a good starter home?+
At $499,000, this is priced in starter-home territory for St. Catharines (Western Hill). With multiple bedrooms, it has room to grow into. Factor in property taxes when calculating your true monthly cost.
What are the ongoing costs beyond the mortgage?+
Budget for annual property taxes of $3,021.19, heating is forced air, natural gas. Always verify the latest figures with your agent before making an offer — these change yearly.
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